Smart Savings Account

• Open To Become A Member
• Accrues Daily Dividends
• Dividends Credited Quarterly
• Minimum Balance $5.00

Christmas & Vacation Club Accounts

• Higher Than Average Dividends
• No Minimum Balance
• No Deposit Requirements
• Payroll Deduction Deposits Available
• Daily Dividends Credited Quarterly

Smart Budget Account

• Higher Than Average Dividends
• No Minimum Balance
• Great For Vacation Or Tax Savings
• Daily Dividends Credited Quarterly

Certificates Of Deposit

• Higher Than Average Dividends
• 6 or 18 Month Terms Available
• 1, 2 Or 3 Year Terms
• Minimum Balance Only $1,000

IRA Account

• Traditional, Coverdell ESA, SEP And Roth Available
• Daily Dividends Credited Quarterly
• Each Account Federally Insured To $250,000